The main objective of the study is to anticipate the financing possibilities that will be created by the establishment of the new housing finance system and their effects on housing demand until the year 2015.

The study comprises four chapters. The first chapter consists of predictions for the housing need and the demand for housing in Turkey. The second chapter portrays the housing finance system and its growth potential. The third chapter analyzes the mutual interaction between the housing finance system and the demand for housing and reflects projections until the year 2015. The last chapter depicts the development potential in the housing and construction sector and its effect on economic growth based on anticipations for the development of the housing finance system.

Our study, with its contents, presents a developmental foresight to the real estate sector, to the housing sector and to all parties – primarily banks - involved in the new housing finance system as well as to the related public organizations.